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  -Homeownership Assistance Program (HAP)
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Homeownership Assistance Program (HAP)

If you desire homeownership in Baldwin County but need help making it happen, the Homeownership Assistance Program may be for you. This program helps low- to moderate-income families afford a home by covering the gap between what they can afford and the actual cost of a home.

What the Program Provides

● Financial assistance for down payments to help close the affordability gap

● Support for first-time and income-qualified buyers

● Guidance through the homebuying process

Who May Qualify

Households earning 80% or less of Area Median Income (AMI) who meet one of the following:

● Baldwin County residents during storm events who remained in the County

● Residents who relocated after storms and wish to return

● Individuals who were in the process of purchasing a storm-impacted home at the time of the disaster

Homeowner Assistance Program Training for Lenders, Realtors, and Title Professionals

Baldwin County hosted a training session on March 24, 2026, for lenders, realtors, and title professionals to provide an overview of the upcoming Homeowner Assistance Program (HAP) funded through the Community Development Block Grant – Disaster Recovery (CDBG-DR) program.

The training explains program eligibility, application steps, and how industry partners can assist prospective homebuyers who may qualify for assistance through the lending process.

Upcoming Public Meetings:

20260423 - CDBG-DR Homeownership Assistance Program Public Meetings

Monday, May 18, 2026, at 5:30 PM Baldwin County Commission Chambers County Administration Building 322 Courthouse Square, Bay Minette, Alabama 36507