Homeownership Assistance Program (HAP)

If you desire homeownership in Baldwin County but need help making it happen, the Homeownership Assistance Program may be for you. This program helps low- to moderate-income families afford a home by covering the gap between what they can afford and the actual cost of a home.
What the Program Provides
● Financial assistance for down payments to help close the affordability gap
● Support for first-time and income-qualified buyers
● Guidance through the homebuying process
Who May Qualify
Households earning 80% or less of Area Median Income (AMI) who meet one of the following:
● Baldwin County residents during storm events who remained in the County
● Residents who relocated after storms and wish to return
● Individuals who were in the process of purchasing a storm-impacted home at the time of the disaster